How Much Is CAC Registration In Nigeria? (Full Cost Breakdown For 2026)
If you are starting a business in Nigeria, one of the first things you must do is register your company with the Corporate Affairs Commission (CAC). But before you start, most people ask, “How Much Is CAC Registration In Nigeria?” In this article, we’ll break down everything you need to know about CAC registration fees.
What Is CAC Registration?
The Corporate Affairs Commission (CAC) is the government agency responsible for registering and regulating businesses in Nigeria.
When you register your business with CAC, your business becomes legally recognized by the government. This means you can:
- Operate legally in Nigeria
- Open a business bank account
- Apply for grants and loans
- Build trust with customers
- Protect your business name
Without CAC registration, your business may be considered informal or unregistered.
How Much Is CAC Registration In Nigeria?
The cost of CAC registration in Nigeria depends on the type of business structure you want to register.
The three common types include:
- Business Name Registration
- Limited Liability Company (LTD)
- Incorporated Trustees (for NGOs and churches)
Let’s look at the estimated cost for each.
Cost Of Business Name Registration In Nigeria
Registering a business name is the cheapest and most common option for small businesses.
Many small business owners such as:
- Online vendors
- Fashion designers
- Freelancers
- POS operators
- Small shop owners
usually register a business name instead of a company.
Estimated CAC Fees For Business Name Registration
| Service | Estimated Cost |
| Name Reservation | ₦500 – ₦1,000 |
| Business Name Registration Filing Fee | ₦10,000 |
| CAC Certificate | Included |
| Total Official Cost | Around ₦10,500 – ₦11,000 |
If you do the registration yourself through the CAC portal, you may spend around ₦11,000 in total.
Cost Of Registering A Limited Liability Company (LTD)
If you want to start a bigger or more structured business, you may need to register a Limited Liability Company (LTD).
This type of business is common for:
- Startups
- Technology companies
- Import/export businesses
- Consulting firms
- Large enterprises
Estimated Cost Of LTD Registration
| Service | Estimated Cost |
| Name Reservation | ₦500 – ₦1,000 |
| Registration Filing Fee | ₦10,000 – ₦50,000 |
| Stamp Duty | Depends on share capital |
| CAC Certificate | Included |
| Total Cost | ₦20,000 – ₦60,000+ |
The total cost depends on your company’s share capital.
For example:
₦1 million share capital may cost around ₦20,000 – ₦30,000
Higher share capital means higher registration fees
Cost Of Registering An NGO In Nigeria
Organizations such as:
- Churches
- Foundations
- Non-profits
- Charities
must register as Incorporated Trustees.
This process is usually more expensive.
Estimated Cost
| Service | Estimated Cost |
| Name Reservation | ₦1,000 |
| Filing Fees | ₦20,000+ |
| Newspaper Publication | ₦10,000 – ₦20,000 |
| Total Estimated Cost | ₦40,000 – ₦80,000 |
Cost Of CAC Registration Through An Agent
Many people prefer to hire CAC agents or consultants to handle the registration process.
Agents usually charge extra fees for:
- Preparing documents
- Submitting applications
- Following up with CAC
- Delivering certificates
Average Agent Charges
| Business Type | Agent Cost |
| Business Name | ₦20,000 – ₦40,000 |
| Limited Company | ₦50,000 – ₦120,000 |
| NGO Registration | ₦70,000 – ₦150,000 |
Using an agent is faster and easier, but it costs more.
Why CAC Registration Is Important
Registering your business is not just about legality. It also gives your business many advantages.
Legal Protection
Your business name becomes officially protected. No one else can use the same name.
Business Bank Account
Most banks in Nigeria require CAC registration certificates before opening a business account.
Business Credibility
Customers trust registered businesses more than unregistered ones.
Access To Government Programs
Many government programs support only registered businesses.
Requirements For CAC Business Registration
Before registering your business, you need some basic information.
These include:
- Proposed business name
- Business address
- Business activities
- Passport photograph
- Phone number and email
- Means of identification (such as National ID or driver’s license)
Make sure the information you provide is accurate and correct.
Steps To Register A Business With CAC
You can register your business through the official CAC portal.
Step 1: Choose A Business Name
- Choose two possible names in case the first one is unavailable.
Step 2: Reserve The Name
- Submit the name for approval through the CAC portal.
- Approval usually takes 24–72 hours.
Step 3: Fill The Registration Form
Provide information about:
- Business owner
- Address
- Nature of business
Step 4: Pay The Required Fees
- Pay the official CAC registration fee online.
Step 5: Download Your Certificate
Once approved, you will receive:
- CAC certificate
- Registration number
- Approved business documents
How Long Does CAC Registration Take?
The registration timeline depends on how correctly your application is submitted.
Typical timeline:
- Name reservation: 1–3 days
- Business name registration: 3–7 days
If there are errors in your application, it may take longer.
Common Mistakes To Avoid During CAC Registration
Many people experience delays because of simple mistakes.
Avoid these common errors:
- Submitting incorrect information
- Using a name already registered
- Uploading unclear documents
- Choosing the wrong business category
Taking time to review your application carefully can prevent delays.
Frequently Asked Questions
Can I Register My Business Online In Nigeria?
Yes. The **Corporate Affairs Commission provides an online portal where you can complete the entire process.
Is CAC Registration Mandatory?
Yes, if you want to operate legally and enjoy the benefits of a registered business.
Can One Person Register A Company In Nigeria?
Yes. Nigeria allows single-owner companies.
Do I Need A Lawyer To Register My Business?
No. You can register your business yourself online or hire an agent.
